Credit Analyst II – Healthcare, G&I

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Job Description:

  • Partner with Portfolio Managers on credit and underwriting activities
  • Perform analytical tasks and identify credit risks or issues
  • Draft documentation and prepare for credit reviews
  • Complete indicative credit information in banking systems
  • Prepare risk-rating scorecards and tickler event analyses
  • Develop risk models and advise Portfolio Managers of obstacles
  • Identify monitoring analysis activities and verify covenant updates
  • Monitor covenant completion and recommend actions for past-due or noncompliant covenants
  • Assess covenant compliance reporting and review compliance certificates
  • Update financial covenants and calculations
  • Run Probability of Default, risk, projection, and other models with oversight
  • Evaluate completed spreads and recommend portfolio management actions
  • Prepare ALSR reports
  • Complete underwriting processes and CAMs with limited oversight
  • Review and rewrite renewals for deals of limited complexity
  • Conduct portfolio analysis and develop Portfolio Reviews for client meetings
  • Support Portfolio Managers and special projects
  • Resolve deficiencies and escalate questions or disputes
  • Assist with training new employees as needed

Requirements:

  • Bachelor's degree in Business, such as Business Administration, Finance, or Accounting
  • 2+ years of Commercial Banking experience
  • Sound understanding of financial and risk analysis
  • Ability to develop financial models
  • Extensive knowledge of banking products and services
  • Knowledge of corporate business structures and legal documents
  • General knowledge of U.S. government and regulations
  • Proficiency in internal banking applications
  • Strong verbal and written communication skills
  • Effective problem-solving and analytical skills
  • Ability to handle and prioritize multiple tasks
  • Proficiency in all Microsoft Office software
  • Knowledge of the local or regional market preferred, but not required
  • Minimal travel required

Benefits:

  • Comprehensive medical coverage
  • Dental coverage
  • Vision coverage
  • 401(k) plan with generous employer match
  • Employee stock purchase plan with generous employer match
  • Flexible paid time off
  • Comprehensive leave programs
  • Mental and physical wellness benefits
  • Differentiated compensation offerings
  • Incentive compensation plan eligibility
  • Inclusive culture and equal employment opportunity
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